SBI Home Loan Kaise Le : SBI Home Loan Process In Hindi – How SBI Bank Home Loan is taken?

Sbi Se Home Loan Kaise Le In Hindi - How To Take SBI Bank Home Loan

Sbi Se Home Loan Kaise Le In Hindi - Friends, how can you take home loan by applying online or offline from State Bank of India. What are the documents required to take loan. And by following which term and condition you can be eligible for SBI Home Loan. If you are eligible then what is the maximum amount of home loan you can get. How much time can you get to repay the loan amount and the amount of interest will be charged on the loan amount. After taking the loan, how many extra charges will you have to pay and the most important thing is how you can take SBI Bank home loan with low interest with SBI.

• You can get SBI home loan at low interest

• You can save tax up to Rs 100000 by taking SBI Home Loan

(You can find this information on Google and YouTube)

• You get tax benefits with SBI Home Loan

• SBI Home Loan has very low processing fees, no indirect charges, interest charges on daily reducing balance

(Your interest also gets reduced when you continue to pay the principal amount of the home loan)

• If you talk about the purpose, then home loan is given for the construction of a new house, if you buy a property then home loan is given for ready to move, you can take home loan for the repair of the house, so on. You can take a home loan for different types of home problems.

Who can get SBI Home Loan?

• resident indian

• For both salaried and self-employed individuals

• Age 19 to 70 years

• Applicants with a net annual income of up to Rs 2 lakh can also apply, if they have already taken a loan and are paying EMI for it and now want to take a home loan, then the total EMI that they are paying, should not exceed 30% of their income. So take care of it.

What are the documents required to avail SBI Home Loan?

•2 passport size photographs

• Proof of Identity, Proof of Address, and Proof of Age

• Bank statement for the last 6 months

• Processing Fee Check

• If you are a salaried person then they have to fill you Form 16 or give income tax return slip as a simultaneous income proof

(Same if you are self-employed then you have to give a slip of Income Tax details of last 3 years.

for self employed only

first proof of business existence

CA Certified/Audited Balance Sheet (Profit and Loss Account) for the last 3 years

What is the amount up to which SBI home loan can be availed?

• Maximum loan amount 100 crore

• How much loan you will get depends on your documents, CIBIL score and income

How long will it take to repay the SBI home loan amount?

Range from 5 years to 30 years

We can take offline and online both ways.

• Online How to Apply SBI Home Loan.

Link- Go to Sbi Website

• How to Apply Offline SBI Home Loan?

To take an offline SBI home loan, you have to visit the nearest SBI bank.

There is a counter in the bank which only helps you regarding the loan and there you have to go and meet him and talk about the home loan. And by going there you will get a form and after filling that form you will have to submit the photo copy of all the documents which I have told you along with the form. Whatever document you need will be mentioned in your form. After the last thing is completed, from where you have taken the form, the counter from which you will have to submit the form and in that counter you will be asked for original documents for document verification and then he has asked you to go home and 1 to 2 Will call you again after a day and then tell you how much home loan you can get. Your loan agreement will have to be done when you take the loan and after the agreement is done and in no time your loan amount will be transferred to your given bank account. And in this way you can take home loan by applying offline.

How much interest will be charged in SBI home loan?

• Friends, interest will be charged here at a minimum of 6.65% per annum.

• If you talk about the maximum, you will have to find out by going to SBI Bank.

• Extra Charges-

Friends, in extra charges, you have to pay processing fee which is 1.8% of the total amount or minimum 10,000 and you will get the rest of the information in the nearest SBI bank.

how to get low interest home loan from sbi and home loan for women sbi

Now it comes to the fact that many people want home loan at the lowest interest rate, so let me tell you that SBI has been the home loan provider with the lowest interest rate. Home loan sbi for women - Along with this, if you want to take home loan from wherever and whenever you take it and if you take it in the name of any female ie in the name of women then you will get extra concession . Whenever you need a loan, you can take it in the name of any female in your family, where you will get the loan at least interest charge.

Friends, there are many types of home loans in SBI such as SBI Regular Home Loan, SBI Balance Transfer Off for Home Loan, NRI Home Loan, Home Loan on Flexi, Privilege Home Loan, Bridge Home Loan, and many more. There is some type about which you will get information about SBI Bank.